{"id":1711,"date":"2020-07-13T14:52:05","date_gmt":"2020-07-13T18:52:05","guid":{"rendered":"https:\/\/www.ramapo.edu\/student-accounts\/?page_id=1711"},"modified":"2026-05-13T12:06:45","modified_gmt":"2026-05-13T16:06:45","slug":"faqs","status":"publish","type":"page","link":"https:\/\/www.ramapo.edu\/student-accounts\/student-health-insurance\/faqs\/","title":{"rendered":"Student Medical Insurance FAQ&#8217;s"},"content":{"rendered":"<h3>Who is eligible for student health insurance?<\/h3>\n<ul>\n<li>All full-time undergraduate students enrolled in twelve (12) or more credits<\/li>\n<li>All full-time graduate students enrolled in nine (9) or more credits<\/li>\n<\/ul>\n<h3>How can a student waive the insurance coverage?<\/h3>\n<ul>\n<li>To waive the 秘密研究所 of New Jersey sponsored insurance plan coverage, follow the steps provided below:\n<ul>\n<li>Visit <a href=\"http:\/\/www.universityhealthplans.com\/ramapo\">University Health Plans<\/a><\/li>\n<li>Select the \u201cwaiver form\u201d in the left hand navigation menu<\/li>\n<li>Enter your student ID and date of birth, and click continue\n<ul>\n<li>Answer the pre-waiver form questions and click continue<\/li>\n<li>Enter insurance information and click apply<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<p><strong>Please allow two days from the date you successfully completed your waiver for the credit to appear on your account.<\/strong><\/p>\n<h3>What is the waiver criteria?<\/h3>\n<ul>\n<li>In order to opt-out of the 秘密研究所 of New Jersey sponsored Health Insurance Plan, the student must provide proof of existing insurance coverage and must agree to maintain coverage throughout the entire academic year. The insurance plan must provide coverage in New Jersey<\/li>\n<\/ul>\n<h3>What happens if the student waives the insurance plan and then loses coverage?<\/h3>\n<ul>\n<li>Students may be able to enroll in the policy if they experience a Qualifying Life Event. Students should contact University Health Plans at 833-251-1149 within 31 days of their loss of coverage to verify eligibility<\/li>\n<\/ul>\n<h3>Can a student enroll and use the insurance prior to the waiver deadline?<\/h3>\n<ul>\n<li>If a student needs to utilize the insurance prior to the final enrollment file being submitted to Aetna, they may do so by following the instructions provided below:\n<ul>\n<li>Visit <a href=\"http:\/\/www.universityhealthplans.com\/ramapo\">University Health Plans<\/a><\/li>\n<li>Review the information on the page and then select the \u201cenrollment form\u201d in the left hand side navigation menu<\/li>\n<li>Enter your student ID and date of birth, and click continue<\/li>\n<li>Enter your personal information, and click apply<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<h3>How does a student request an insurance card?<\/h3>\n<ul>\n<li>Once enrolled, your <a href=\"https:\/\/www.aetnastudenthealth.com\/en\/get-id-card.html\">Medical Insurance Card<\/a> is retrievable on the Aetna Student Health website.\n<ul>\n<li>Find your school<\/li>\n<li>Enter the required information exactly as provided to Aetna:\n<ul>\n<li>Student ID number<\/li>\n<li>Date of birth<\/li>\n<li>Email address<\/li>\n<\/ul>\n<\/li>\n<li>Select &#8220;Submit&#8221;<\/li>\n<li>Wait for an email containing a PDF of your ID card<\/li>\n<li>Print your insurance card once your plan&#8217;s start date begins<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<p>&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Who is eligible for student health insurance? All full-time undergraduate students enrolled in twelve (12) or more credits All full-time graduate students enrolled in nine (9) or more credits How can a student waive the insurance coverage? To waive the 秘密研究所 of New Jersey sponsored insurance plan coverage, follow the steps provided below: Visit [&hellip;]<\/p>\n","protected":false},"author":656,"featured_media":0,"parent":1708,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-1711","page","type-page","status-publish","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v21.5 (Yoast SEO v27.1.1) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Student Medical Insurance FAQ&#039;s - Office of Student Accounts || 秘密研究所 of New Jersey<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.ramapo.edu\/student-accounts\/student-health-insurance\/faqs\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Student Medical Insurance FAQ&#039;s\" \/>\n<meta property=\"og:description\" content=\"Who is eligible for student health insurance? 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